From the NWS Tampa Bay:
On October 25, 1921, Tampa Bay suffered the most destructive hurricane to hit the area since 1848. A storm surge estimated at 10.5 feet destroyed substantial portions of the sea wall along coastal locations. The storm surge inundated areas in Bayshore and Tarpon Springs. Many vessels, like the steamer “Favorite”, and the Thomas B. Garland were smashed against the docks by the waves. Powerful winds brought heavy damage to structures along the bay area, especially on Edgewater Park, the Hendry Knight Channel, and Palmetto Beach where many structures were reduced to rubble. Waves from the bay were almost breaking in the streets of Ybor City. The Citrus industry was hard hit by the cyclone which destroyed entire crop fields. There were eight confirmed fatalities, most of them by drowning as the storm surge inundated near shore locations.
Without the support of modern tools such as satellites, radars, computer graphics, and mathematical models, the forecast for such an event was extremely difficult as it was completely dependent on sparse marine and land observations. Most of the hurricane forecasts in those days were based on climatological data from previous hurricanes, which suggested that in general cyclones moving over the Gulf of Mexico had a tendency of passing well north of Tampa Bay.

Photo of rubble at Southern Steamship Company's Terminal in Tampa
